Learn About Buying

A step-by-step home buyer's guide

The Home Buying Process

Step 1 – Why is now the right time?

How long are you planning on living in your next home? Consider the benefits to owning a home.

Step 2 – Get preapproved for a mortgage.

How much can you afford?
What are the different loan programs available? (FHA, VA, Conventional) Make sure your credit is in good shape.

Step 3 – Find your dream home.

What kind of home are you purchasing? (Single-family, condo, lake home, townhouse, farm, investment, etc.)

How many bedrooms and bathrooms? Are school districts important?

Step 4 – The contract process.

The home inspection & termite inspection Review disclosures
Ordering the appraisal
Secure financing & obtaining the clear to close

Step 5 – Closing.

The final walk through Schedule the move Change over utilities